Features and Benefits

  1. Fast approval within 3 working days.
  2. No processing fee.
  3. No early-settlement fee.
  4. Simple documents requirement.

Eligibility

  1. Malaysian citizens only.
  2. 18 to 60 years old.
  3. A minimum gross income of RM 1,000.00 is required.
  4. The minimum loan is RM 1,000.00 while the maximum is RM 50,000.00.

Documents Needed

Salaried employee

Self-employed

  1. Original identity card (front and back).
  2. Latest 3 months of salary slips/payslips.
  3. Latest 3 months of bank statements.
  4. Latest EPF or tax declaration form (BE form).
  5. Utility bills: electricity, water, etc.
  1. Original identity card (front and back).
  2. SSM.
  3. Latest 6 months of bank statements.
  4. Latest 6 months of invoices/payment vouchers.
  5. Utility bills: electricity, water, etc.

Rates and Charges

Interest rate: 12% – 18% per annum.
No processing fee, no early settlement fee.
Note: All applicable taxes shall be payable by the customer (if any).