Hong-Chi Credit & Leasing Sdn Bhd is a company focused on the money lending industry and we aim provide the best professional solution to your financial needs in Malaysia. We provide premium financial services to your everyday needs without any collateral requirements. Easy approval procedures with the shortest processing time will make the loan application simple and fast.Mykomuniti offers an innovative approach to consumer loan products, which allows us to adapt to your varying needs.
Interest Rate not more than 12% a year (With Collateral) & 18% a year (Without Collateral)
Yes, there are some statutory chargeable fees that you need to pay such as stamp duty and legal costs.
Currently offers loan services to customers:
1) Between 21 to 55 years old; and
2) Currently working and with a valid home address in Malaysia
You only need to provide the document stated below:
1) NRIC
2) Payslip
3) Bank Statement
4) EPF
5) Bills & Eletrics bills
We would be glad to assist you. Please contact any one of our support channels to request for assistance:
1) E-mail: inquiry@hongchicredit.commy
2) Call us at: 03-9171 0345
We aim to process and release your funds within 3 days working days after signing agreement. We will send you a text message once the cash is transferred to your personal bank account.
In case you have any problem in collecting your approved loan, please contact any of our customer support channels for assistance.
1) E-mail: inquiry@hongchicredit.commy
2) Call us at: 03-9171 0345
1. Personal Loan
2. Business Loan
3. Product Loan
4. Mortgage Loan
We have included a section in your contract with details of your loan maturity date and on when you need to make your loan repayment. We advise paying on or before of the due date in order not to incur any penalty charges.
1. Make a payment by Auto Debit (standing instruction)
2. Make a payment at any ATM Machines.
3. Make a payment by using your own Internet Banking Account.
Yes, early repayment is possible without any penalty charges.
We advise to pay your dues on or before of the maturity date. For late repayment, you will be liable to pay all the fees charged by the Debt Collection Agency.
We thank you for continuing to trust us in providing you with your immediate financial needs. To continue using Mykomuniti’s service, you can apply online through our website or you can come our office.